Review the sale.
We examine available foreclosure sale information, property records, judgment information, and public filings for signs of potential excess proceeds.
SURPLUS RECOVERY
The auction happened. The financial story may not be over.
When foreclosure sale proceeds exceed the amounts legally paid from the sale, excess proceeds may remain. ICONIQ helps qualifying former owners investigate the public record and organize the recovery process.
Review entitlement issues.
Ownership, mortgages, liens, judgments, probate, bankruptcy, assignments, and competing claims can affect who may be entitled to funds.
Build the file.
Identity, ownership history, authorizations, and supporting records are organized based on the applicable process.
Follow the required procedure.
Claim procedures differ by state and court. Attorney involvement may be required or advisable depending on the jurisdiction and matter.
IMPORTANT
Surplus is not automatic.
The existence of apparent equity before foreclosure does not establish that surplus funds exist after the sale. Sale price, senior debt, taxes, costs, junior liens, court orders, and competing claims all matter.
Public-record reviewWe start with the actual foreclosure and property record.
Claim-specific analysisWe look for ownership and competing-interest issues before representing a recovery as viable.
No guaranteed recoveryEligibility, amount, timing, and entitlement are determined by the applicable legal process.
POST-AUCTION REVIEW