HOMEOWNER RESOURCES
A foreclosure decision is easier to evaluate when the timeline, debt, title, and property facts are organized.
Contact your mortgage servicer promptly. Ask what loss-mitigation options are available and what deadlines apply. A HUD-approved housing counselor can provide independent housing counseling, and an attorney can advise on legal rights.
HUD housing counseling ↗Gather the foreclosure notice, scheduled sale date, recent mortgage statement/payoff information, known liens, property condition information, and any existing listing agreement.
Equity Protection Program →Keep the final foreclosure documents, sale information, deed/title records, and any notices about excess proceeds. Do not sign assignments or recovery agreements you do not understand.
Surplus Recovery →Deadlines, bankruptcy, probate, lien priority, foreclosure defenses, and court claims can require legal advice. ICONIQ is not a law firm.
Contact ICONIQ →ICONIQ Foreclosure Education
What happens to your equity if your home is sold at foreclosure? Watch our short educational video to learn why excess sale proceeds may exist and why eligibility depends on the specific case and applicable law.
Explore our homeowner education content across our social channels. Videos provide general information, not legal or financial advice.
